Choosing a Credit Card and Opening a Bank Account with HSBC Turkey

To open an account in HSBC bank Turkey, one requires to first choose the type of account one wishes to open. The available account options are: Modern Account, Electronic-Deposit Account, Telephone Deposit Account ,Gold Account, Demand Deposit Account, Time Deposit Account, HSBC Active Account, Fund deposit Account.

Follow the steps listed below to open a HSBC Turkey account:

Step 1: Collect the Account Opening Forms from HSBC bank Branches / Download an Account Opening Form from the HSBC Turkey Website.

Step 2: Send the Application documents by POST or hand deliver to the following address:

• HSBC Bank A.Ş.
• Esentepe Mah. Büyükdere Cad.
• No: 128 34394 Şişli / Istanbul

Step 3: Provide/Attach the following information:

• Copies of either Turkish Identification Card or Unexpired Passport
• Two recent passport size photos
• Copy of address confirmation. This is a document that provides physical address including Utility Bill, Resident Document and Address details verified by a governmental body

Step 4: Wait for Account Activation

This takes less than 24 hours once all documents are verified.

How to choose a HSBC Turkey credit card

When choosing a credit card one takes the following factors into consideration:

• Is it a student’s credit card (Should have low credit limits); does it have a maintenance fee
• The annual Percentage Rate that give the credit cost yearly
• The Grace period for repayment of interest
• Special Incentives offered; Acceptability of the card

HSBC Turkey offers the following suites of credit card products to suit your needs:

a) The Classic / Standard Card
This card is designed for travelers and those HSBC Bank Clients outside Turkey. It is both a MasterCard and Visa Card and allows one to carry out transactions in any establishment in Turkey and abroad that accepts MasterCard or Visa Card.

b) Campus Card
This Card is designed with the Student in mind. It has fairly low credit limits, Allows withdrawal of Cash advances from All Domestic HSBC Bank Branches ATM s and other Bank ATM s, It provides has Visa and MasterCard functions.

c) Gold Card
This card has all the advantages of the advantages of HSBC Advantage Classic/Standard Credit Card. It is designed for the Business Class traveler. One can easily pay for charges and enjoys the benefits of the Advantage Cash-points and Advantage Travel Points programs.

d) Platinum Card
This Card offers special customer services, Personal Accident Insurance, Lost/Delayed Luggage Insurance, Platinum MasterCard Collection and the advantages as those of HSBC Advantage Classic/Standard Credit Card and Gold Credit Card.

e) HSBC Concept and HSBC Concept Üniversiteli Cards
These cards has no annual fees and enjoys benefits of the current installments and advantage cash point features. The card can be can be discontinued depending on total fee. This card is mainly allocated to associate’s degree, undergraduate, graduate and postgraduate students between 18-25 years of age.

f) Advantage Hızz and Advantage Hızz Üniversiteli
They allow faster purchases with no requirement for signature or password formalities. The have similar features as HSBC Advantage Standard/Gold/Platinum Credit Cards. These cards are offered to University students and individuals between the ages of 18-25.

g) Virtual Card
It is virtual (not physical) banking card, that allows one to set the Card’s limit and internet purchase.