Setting up a bank account at IsBank is extremely simple. All you need to do is proceed to your nearest IsBank branch with the following documents.
- A valid passport (dated less than 10 years) or a valid residence permit
- Your unique Foreigner’s Identification Number or Tax Identification Number
- Proof of your valid residence address in Turkey (E.g. A utility bill) or the address in your passport.
In Deposit products, there are two main types available to you – Term Deposits (these types of deposit accounts will accept any currency, upon which you can earn returns with no risks) and Non-Term Deposits (these types of deposit accounts will let you access and manage your money at your own disposal.)
If you wish to open a Term Deposit, there are multiple options you have within that. The types of accounts under Term Deposit are:
- Term TL
This type of account only accepts the National currency of Turkey, Turkish Lira and it allows you to earn risk-free returns irrespective of changes in the market interest rates. You can open this account for 1,3 or 6 months or 1,2 or 3 years.
- Term FX
This type of account accepts deposits in any currency you wish and it allows you to earn risk-free returns irrespective of changes in the market interest rates. You can open this account for 1,3 or 6 months or 1,2 or 3 years.
- Term Gold
This account allows you the opportunity to gain interest on your gold without the risk of loss or theft.
- Fixed Account
This type of account protects you from the falling interest rates throughout its term and provides you with liquidity through scheduled interest payments.
- Floating Account
This account is made for people who predict an increase in interest rates in the long run.
- Branchless Term Deposit Account
This account ensures that you don’t need to visit any of the bank branches and you receive a greater return investment on your term deposits.
- Regular Savings Order
This allows you to make transactions to your Time deposit account to your Current account using this regular savings order.
If you wish to open an Non-Term deposit, there are multiple options within that. The types of accounts under the term deposit are:
- Non-Term TL
This account only accepts the National currency of Turkey, Turkish Lira and it allows you to access and manage your money at your own convenience.
- Non-Term FX
This account is for people who make regular payments and receive funds in foreign currencies.
- Gold Deposit Account
This account allows you to invest your savings in gold, purchase gold and exchange in for cash at any time for your convenience.
IsBank also offers a number of different credit cards, these are:
- Maximum Card
This card allows you to earn MaxiPoints which you can use instantly as cash in the Maximum member stores.
- Maximum Premier Card
This card is accessible to use both in Turkey and abroad.
- Maximum Gold Card
This card allows you to have your repayments in our national currency, Turkish Lira for your expenditures abroad.
- Maximum Platinum Card
This card has all the features of the Maximum Card, Maximum Premier Card and Maximum Gold Card all rolled into one.
- Maximum TEMA Card
This card is similar to the Maximum Gold Card, except it allows for the credit withdrawal 24 hours a day and 7 days a week for your convenience. If you select this card, you are helping preserve the environment as it automatically opts for you to receive an electronic statement or bill.
- Iste Universiteli
This is a credit card for students who are 18 years or older or young people pursuing their post-graduate studies. If you wish to opt for this card, simply bring your birth certificate or student card and reap the benefits of this card programme.
This is a premium travel and entertainment credit card which allows you to earn MaxiMile’s which you can use to redeem your airline tickets.
- Maximiles Select
This is a credit card that allows freedom of multiple bank transactions, credit withdrawal with installment plans and the Maxi Miles you earn can be used to redeem your airline tickets.